Budgeting Method

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Definition: A budgeting method is a structured approach to managing your income, expenses, and savings. It helps you plan how to allocate your money to meet financial goals, cover necessities, and reduce debt.

Example: Popular budgeting methods include the zero-based budget, where every dollar is assigned a purpose, and the 50/30/20 rule, which divides income into needs, wants, and savings.

Learn More:

  • Explore our guide on Budgeting for Beginners to see the top budgeting methods and find the one that works best for you.
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