Minimalist Budget

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Definition: A minimalist budget focuses on reducing expenses to essential needs and prioritizing savings or debt repayment. It simplifies financial management by cutting out non-essential spending and focusing on what truly matters.

Example: In a minimalist budget, a $3,000 monthly income might be allocated to $1,200 for rent, $300 for groceries, $150 for utilities, and $500 for savings or debt repayment, leaving little to no room for discretionary spending like dining out or subscriptions.

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